Where to Borrow Money – From Whom is the Best?

It is usually a loan from a family / friends, a loan company or a bank. The latter solution is not taken into account in some cases, as the assessment of the client’s financial condition is quite severe and often can be refused. An explanation over at oksanamo.com

The person wonders where to borrow money

However, this is one of the alternatives, especially for customers who are looking for financing for less-favored situations and are financially reliable for the bank.

It is worth remembering that the costs in banks are definitely lower than in loan companies, which is why it is worth to try these at banks in the first two options.

From whom to borrow money – criteria

From whom to borrow money - criteria

Both lending to loved ones and loan companies has its advantages and disadvantages.

Borrowing in a family or friends can be quite embarrassing and affect our relationships. Usually, you will not avoid questions about the purpose of the loan, financial problems and similar matters. Not everyone likes to discuss their financial matters with their loved ones – paradoxically we feel more comfortable talking to someone unknown (representative of a bank or loan company), who we do not have to confide in with their problems or needs.

However, there is a very significant plus of such a solution, namely the cost – rarely a family or friend loan is interest-bearing, we do not get additional payments in the event of late payment – relatives are usually much more forgiving and do not lend us money to make us.

However, dragging the repayment can spoil the relationship between us and the person, so be careful to approach this topic. It is hard to find reliable data on private loans – they are often unregistered and you do not really know how much you borrow each other.

In turn, the loan company approaches the matter as if it were in the interest, they are not interested in what is happening to us, only the repayment of the loan is important. Of course, applying for a loan, especially long-term loan, our financial situation will be assessed, and various registers are also checked.

However, you should be aware that the costs of a loan (including payday loans) are generally expensive for non-bankers. Of course, you can borrow even for zero zlotys for the first time ( promotion of the first free check-in ), but you have to watch out for repayment dates, crossing them may mean additional costs.

your choice

your choice

If we have a “rich uncle” who will be happy to help us, we do not have to reach for an online loan. However, if we do not have it, or for various reasons, we do not want to address the family, it is worth comparing lenders’ offers – it is a way to save some time and money.

You can do this by using the comparison of pay books available on this page, where you can quickly check the dates, limits, cost of an example loan or the promotion of the first free meeting.

If you need larger amounts and you want to pay off your commitment in installments, long-term loans will surely interest you.

Using these lists will take you literally moments, and will save a small sum. This is especially important in the case of long-term loans repaid in installments – installments are not as noticeable for the portfolio as the repayment of the entire loan at once in the case of a short-term loan, but their sum can make a big difference.

Who to pay to depends also on the amount we need. We will borrow large sums of up to several dozen thousand zlotys only in banks (or from a very rich and generous relative). Regardless where we borrow money, it is worth doing it with “head” before we ask the question: where to borrow?

Fast Loan No bureaucracy! Request in 5 minutes

Are you in need of money but taking a loan with your bank is very time consuming and bureaucratic? That’s what the fast loan is for . The internet and technology have brought facilities for various aspects of our lives. It speeded up the way we ordered a taxi, cheapened our hosting costs when we traveled, and reduced the number of hours we spent queuing up for financial services.

Now, anyone who needs extra money urgently to travel, to undertake, to pay for a new course or even to pay the bills, can quickly and without leaving home.



Fast loan is a personal loan, but with a differentiated characteristic:

usually has lower values ​​and shorter terms for customers who need urgent cash to pay small bills.

The agility in hiring is also an important factor of this financial product, , if you are approved, the value falls on your account in a matter of hours!


Making your quick loan application is very simple. You make a simulation of the desired amount and number of installments in which you will repay the loan and already have a return of what will be the amount of the installment paid per month.

If it is all right, you make the request and inform your data, including your CPF, address, contact information (email and phone), income and bank account. It is important that, for your request to be approved, all data is up-to-date and legitimate.

At the same time you receive the response by the site and receive an email. If it is approved, the money falls into your account in a matter of hours, hence the name ” fast loan .”

In some cases, the answer may not be conclusive, and appear as “under verification”. This happens because some data may be wrong or you have forgotten to provide some information. But do not worry! We inform you right away what is missing so that you can correct and receive your money as soon as possible.


  1. TOTALLY ONLINE: Make your fast loan application straight from your notebook, tablet or smartphone. You can also use our application available for Android.
  2. 100% SAFETY: All information provided in the register will be protected by strict security standards, including your account data that is only required to view the transactions, without the authorization to make any transactions.
  3. FAST MONEY: The entire process takes a maximum of 48 hours and you receive the money in your account to use according to your goals.
  4. LOAN WITHOUT WARRANTY: This means that you do not need to present a good as collateral, such as your home or car, and you can have your loan application fast
  5. approved and able to clear your CPF.