No Need to be Behind on Your Bills to File for Bankruptcy
Many people are under a mountain of bills barely able to make their payments. Every month they make the minimum payment on each of their bills not paying down the balance and having no money left over. These people wonder is there a way out. They think because they can pay their bills that they can’t file for bankruptcy. This is not true. They do not need to be behind on their bills to file. What they need is to qualify under the means test based on their current monthly income. If they qualify, they can stop this craziness. This will be an unbelievable feeling when they file and can live again.